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Cooper Mortgages

Mortgage Lending Advice Services

helping you every step of the way

Securing a loan that suits you

Mortgage Lending Advice Services
mortgage repayment calculator

It’s our job at Cooper Mortgages to help you make informed decisions about one of the biggest investments of your life: Your home.

Our Mortgage Lending Advise services include:

Mortgage Consultation

We will help you understand the types of mortgages available, the interest rates, and any fees that come with them. We’ll work with you to determine the best mortgage option for your individual needs.

Mortgage Pre-Approval

We’ll help you get pre-approved for a mortgage so you can shop for your dream home with confidence. A pre-approval can also help you negotiate a better deal with sellers.

Debt Consolidation

If you have high-interest debt, we can help you consolidate it with your mortgage to save money on interest and simplify your monthly payments.

Refinancing / Mortgage reviews

If you’re looking to refinance your existing mortgage, we can help you determine if it’s the right decision for you. We’ll walk you through the process and help you find the best rates.

Business Finance or Personal Loans

If you’re in need of business cash flow, a car loan or secured and un-secured personal loans, let us work with you to find a solution. 

At Cooper Mortgages, we believe that every client is unique and deserves a personalised approach to their mortgage lending needs. We take the time to get to know you and your goals so we can help you make the best decisions for your financial future.

Contact Mike today to schedule a free discovery call and let’s help you make your dream of owning a home a reality.

How can we help?

NZ first home buyer

Buying your First home

Getting your foot on the property ladder can be an exciting and daunting process. As a mortgage adviser, I’m here to walk you through every step of the way and help make sure your dreams become reality. 

I can work with you to formulate a plan. From how to build your deposit, to finding the most appropriate lender and mortgage structure that serves your lifestyle and goals. 

Often, your everyday bank may not be your best choice for your mortgage. As a mortgage adviser, I work with the banks daily and make it my goal to go out of my way to find you the best deal. If you’ve been turned down by main banks or have bad credit, I have a range of options to look at to help you get into your first home.

Book a discovery call today to take the next step towards purchasing your first home.

Re-Financing / Mortgage Reviews

So you already have a mortgage but not sure if it’s serving you the best it could be? Or, maybe you’re about to embark on a lifestyle change, or your current home loan is about to be up for renewal? 

I’m here to let you know that

YOU HAVE OPTIONS!

Although a lot of people like to set and forget their mortgage, things are often changing with the banks and also in our lives and lifestyles. There are potentially thousands of dollars to be saved, and I’m here to work with you, do the numbers, and help you secure lending solutions and strategies that best suit your goals & lifestyle both now and in the future.

Let me help you make sure you have the best rate and are paying off your property the way you are intending. It’s my goal to make sure your mortgage is structured in a way that serves you the best way possible.

Book a free no obligation discovery call today and let’s see if we can help.

NZ property investors

Investment Property Financing

You’re already in the property market and now you are ready to extend your portfolio and take your next step in property investing.

This is where the fun begins & where I am personally passionate about seeing you win.

No matter whether your a first time investor, or have done this many times before. My goal & job, is to work with you to make this process as smooth as possible while securing you the best mortgage product on the market.

If you’re wondering how much you can borrow for your next property, give me a call – we can estimate your buying power and get you moving further on the journey of investing.

Moving or buying your Second Home

De-ja-vu, you’ve already been here before with getting your first mortgage and now your ready to buy and move into your next place. Your main 2 options here are; 1. Sell your first and then buy, or 2. Buy first, then sell .

It can get a little stressful trying to get all your ducks in a row here, but as a mortgage adviser, I am working with the Banks everyday and will help you come up with a strategy that works the best for you, so we can get things moving how you’d like to. From navigating equity, strategizing & locking in the best possible loan to make the transition into your new place as smooth as possible. 

If your lifestyle is changing and you’re looking to upgrade or downsize your property, Contact me today to get the ball rolling.

Need something else?

What others have to say

"We used Cooper Morgages to help us buy our first home and from the first message, online meeting to our settlement was just amazing to work with Michael Thank you Michael for all the effort you put into helping us from early mornings to late at night you we're always willing and helpful. If we could give you 10 ⭐ stars we would."
Van Vuuren family
1st Home Buyer
"We received a great service from Cooper Mortgages and good lending advice. We can highly recommend anyone who is wanting to purchase their first home to work with Michael. He really went the extra mile. Thanks"
Zarien
1st Home Buyer

Where to from here?

I’m committed to helping you every step of the way…

01

Initial Discovery Call

A quick 15min call with Mike to go over your personal goals & what you’ll need to get together for the next step.

02

Fill out application

This will give me the information I need to present you some options for solutions.

03

Face to face / Zoom

Here I will present some solutions and we can work together to come up with a plan on your best steps moving forward.

Have more Questions?

Check Out Our Frequently Asked Questions Or Contact Mike Today.

1st Home Buyer?

This free PDF breaks down the 10 practical, essential steps you need to take when buying your first home in New Zealand.

NZ first home buyers guide